*{box-sizing:border-box}body{margin:0;background:#f7f5ef;color:#18323a;font-family:Georgia,'Times New Roman',serif;line-height:1.6}a{color:#0b6375}.top{background:#0b3142;color:#fff;padding:14px 18px}.topin,.wrap{max-width:1020px;margin:auto}.topin{display:flex;justify-content:space-between;gap:18px}.top a{color:#eaf6f7;text-decoration:none}.hero{background:linear-gradient(135deg,#0b3142,#18566b);color:#fff;padding:48px 18px 34px}.eyebrow{font:700 11px Arial,sans-serif;letter-spacing:.1em;text-transform:uppercase;color:#a7dce7}.hero h1{font-size:clamp(36px,6vw,62px);line-height:1.02;margin:9px 0 14px;font-weight:400}.hero p{max-width:800px;color:#d9ebef;font-size:18px}.metrics{display:grid;grid-template-columns:repeat(4,1fr);background:#fff;color:#18323a;border-radius:12px;overflow:hidden;margin-top:24px}.metric{padding:17px;border-right:1px solid #e2ded5}.metric:last-child{border-right:0}.metric span{display:block;font:700 10px Arial,sans-serif;text-transform:uppercase;letter-spacing:.08em;color:#718188}.metric strong{display:block;font-size:24px;color:#155064;margin:5px 0}.metric small{font:12px Arial,sans-serif;color:#738085}.section{padding:34px 18px}.decision{background:#fff;border:1px solid #ddd8ce;border-left:5px solid #1d7c8f;border-radius:8px;padding:23px;margin-bottom:22px}.decision h2{font-size:30px;font-weight:400;line-height:1.08;margin:5px 0 8px}.grid{display:grid;grid-template-columns:1.2fr .8fr;gap:16px}.card{background:#fff;border:1px solid #ddd8ce;border-radius:10px;padding:21px}.card h2,.card h3{font-weight:400;margin-top:0}.rows{display:grid}.row{display:flex;justify-content:space-between;gap:16px;padding:10px 0;border-top:1px solid #eee9df}.row strong{text-align:right}.rank{display:grid;gap:9px}.rank article{display:flex;justify-content:space-between;gap:15px;align-items:center;padding:12px 0;border-top:1px solid #eee9df}.rank h3{margin:0;font-size:17px}.rank p{margin:3px 0 0;color:#6e7c80;font:12px Arial,sans-serif}.rank b{font:700 14px Arial,sans-serif;color:#155064}.note{font:12px/1.5 Arial,sans-serif;color:#6e7c80}.links{display:flex;flex-wrap:wrap;gap:9px;margin-top:16px}.links a{padding:8px 12px;border:1px solid #bed1d5;border-radius:999px;text-decoration:none;font:13px Arial,sans-serif}.faq details{background:#fff;border:1px solid #ddd8ce;border-radius:8px;padding:14px 16px;margin:9px 0}.foot{border-top:1px solid #ddd8ce;padding:23px 18px;color:#6e7c80;font:12px Arial,sans-serif}.hidden{display:none!important}.error{color:#8f5148}@media(max-width:740px){.metrics{grid-template-columns:1fr 1fr}.metric:nth-child(2){border-right:0}.metric:nth-child(-n+2){border-bottom:1px solid #e2ded5}.grid{grid-template-columns:1fr}.topin{flex-direction:column}.hero{padding-top:36px}}